100% Money Back Guarantee
Denied for an Auto Loan Because of Bad Credit?
Bad credit can stand between you and getting approved for the car you want. Collections, late payments, charge-offs, repossessions, medical bills, and broken leases can all make lenders view you as higher risk. Our team helps challenge inaccurate, outdated, or unverifiable negative items so you can work toward stronger credit and better auto loan approval options.
Denied for an Auto Loan Because of Bad Credit?
Bad credit can stand between you and getting approved for the car you want. Collections, late payments, charge-offs, repossessions, medical bills, and broken leases can all make lenders view you as higher risk. Our team helps challenge inaccurate, outdated, or unverifiable negative items so you can work toward stronger credit and better auto loan approval options.
87%
See results in the first 30 days
5+
Years of Experience
91%
Success Rate
$1,000,000+
Saved for Clients
Your past credit mistakes shouldn’t decide what you get to drive next.
Your past credit mistakes shouldn’t decide what you get to drive next.
Bad credit can do more than lower your score — it can keep you from getting approved for the car you want.
Collections, charge-offs, late payments, repossessions, medical bills, broken leases, and other negative items can make lenders see you as higher risk. That can lead to denials, higher interest rates, or a larger down payment than you expected.
Trying to fix it yourself can be confusing and time-consuming. Our team reviews your credit reports, identifies negative items that may be inaccurate, outdated, or unverifiable, and challenges them with the bureaus and creditors on your behalf.
Our service is $197 per month with no setup fees. Since we’re month-to-month, you can cancel anytime if you’re unhappy with the service, so you stay because you see value, not because you’re locked in.
Bad credit can do more than lower your score — it can keep you from getting approved for the car you want.
Collections, charge-offs, late payments, repossessions, medical bills, broken leases, and other negative items can make lenders see you as higher risk. That can lead to denials, higher interest rates, or a larger down payment than you expected.
Trying to fix it yourself can be confusing and time-consuming. Our team reviews your credit reports, identifies negative items that may be inaccurate, outdated, or unverifiable, and challenges them with the bureaus and creditors on your behalf.
Our service is $197 per month with no setup fees. Since we’re month-to-month, you can cancel anytime if you’re unhappy with the service, so you stay because you see value, not because you’re locked in.
Trusted By 1,100+ Customers to
Improve Their Credit
What you’ll get from us:
What you’ll get from us:
1. Done-For-You Service
Credit repair doesn't have to be complicated. Our team handles the process for you, providing expert guidance and regular updates along the way.
1. Done-For-You Service
Credit repair doesn't have to be complicated. Our team handles the process for you, providing expert guidance and regular updates along the way.
2. Credit Repair + Building
Our team helps challenge inaccurate negative items while providing guidance designed to help you build stronger credit and create lasting results.
3. 90-Day Guarantee
We believe in delivering real results. If you don't see progress within the first 90 days, we'll refund 100% of your money.
3. 90-Day Guarantee
We believe in delivering real results. If you don't see progress within the first 90 days, we'll refund 100% of your money.
4. Progress Updates Every 35 Days
You'll never be left in the dark. Our team will personally call you every 35 days with a progress update, and you'll have access to a client portal where you can view your progress anytime.
4. Progress Updates Every 35 Days
Our team will personally call you every 35 days with a progress update, and you'll have access to a client portal where you can view your progress anytime.
5. $197 Monthly Plan
Unlike many credit repair companies that charge large upfront fees, our plan is only $197 per month with no setup fees. You’ll pay month-to-month and can cancel anytime, so there’s never a long-term commitment.
5. Monthly Plans Starting at $197
Unlike many credit repair companies that charge large upfront fees, our plans start at just $197 per month with no setup fees. You'll only pay month-to-month and can cancel anytime, so there's never a long-term commitment.
We work with all 3 major credit reporting agencies:
Empowerment is everything
Our 3-Step Process
Schedule Your Free Credit Analysis
Meet with a credit specialist to review your reports, identify problem areas, and create a plan tailored to your goals.
Let Our Team Handle The Work
We'll challenge inaccurate negative items and communicate with the credit bureaus on your behalf while providing expert guidance and regular updates throughout the process.
Track Your Progress & Cancel Anytime
Receive progress updates every 35 days so you always know what's happening with your case. As your credit improves, we'll continue helping you move closer to your goals—and if you're happy with the results, you're free to cancel anytime.
Empowerment is everything
Our 3-Step Process
Schedule Your Free
Credit Analysis
Meet with a credit specialist to review your reports, identify problem areas, and create a clear plan tailored to your goals.
Let Our Team Handle
The Work
We’ll challenge inaccurate negative items, communicate with the credit bureaus on your behalf, and provide expert guidance throughout the process.
Track Your Progress & Cancel Anytime
Receive progress updates every 35 days so you always know what’s happening, and cancel anytime once you’re happy with your results.
PRICING
Choose Your Plan
REPAir & Build Plan
$197/mo
Credit Analysis
Personalized Improvment Plan
3 Rounds of Aggressive disputes
24/7 Access to Client Portal & Support
Credit Updates Every 35 Days
Monthly Credit Review
And Much More!
No contracts - cancel anytime
DUAL CREDIT SUCCESS PLAN
$297/mo
Credit Analysis for Two
Personalized Improvement Plans
3 Rounds of disputes for Two
24/7 Access to Client Portal & Support
Credit Updates Every 35 Days
Credit Building Strategy for Two
And Much More!
No contracts - cancel anytime
DUAL CREDIT SUCCESS PLAN
$297/mo
Credit Analysis for Two
Personalized Improvement Plans
3 Rounds of disputes for Two
24/7 Access to Client Portal & Support
Credit Updates Every 35 Days
Credit Building Strategy for Two
And Much More!
No contracts - cancel anytime
FAQ
Frequently Asked Questions
Everything you need to know about the service and billing.
Is our credit repair completely done for you?
Yes. We handle the heavy lifting for you. Our team reviews your credit reports, manages the dispute process, tracks progress, and keeps you informed every step of the way. That means no writing dispute letters, no dealing with the credit bureaus, and no guesswork on your part.
Is Space City Credit Group a credit repair company?
Space City Credit Group is a comprehensive financial services company. While we offer credit restoration through our proven credit repair process, we help clients with much more than just credit repair. Through partnerships with industry-leading providers, we provide access to business funding, debt relief solutions, credit monitoring, and a variety of other financial services. Think of us as your trusted financial partner, helping you navigate every step of your financial journey—not just a single service.
How is Space City Credit Group different from other financial service companies?
Three things set us apart:
1. We put people first.
Not everyone who contacts us becomes a client—and that's okay. We'd rather provide honest guidance than recommend services that aren't the right fit.
2. We've created a complete financial support system.
From credit improvement and monitoring to business funding and debt relief, we connect you with the resources and solutions needed to help you move forward.
3. We take a comprehensive approach.
Most companies focus on a single service. We focus on the bigger picture, helping you identify opportunities, overcome financial obstacles, and move closer to your personal and business goals.
What services do we offer?
Every financial situation is unique, but our proven process delivers results for the vast majority of our clients. In fact, 91% of clients who complete our credit restoration program achieve measurable improvements to their credit profile. Many begin seeing progress within 45 to 90 days, while certain business funding programs can provide approvals and funding in as little as 24 to 48 hours. During your free consultation, we'll review your situation and provide a realistic timeline based on your goals.
How long does it take to see results?
Every financial situation is unique, but our proven process delivers results for the vast majority of our clients. In fact, 91% of clients who complete our credit restoration program achieve measurable improvements to their credit profile. Many begin seeing progress within 45 to 90 days, while certain business funding programs can provide approvals and funding in as little as 24 to 48 hours. During your free consultation, we'll review your situation and provide a realistic timeline based on your goals.
Do we guarantee specfic results?
Because of legal and compliance regulations, we are unable to guarantee specific results, including credit score increases, funding approvals, or financial outcomes. However, we do guarantee honest guidance, transparent communication, and access to proven financial solutions tailored to your unique situation and goals.
We also stand behind our credit restoration program with a 90-Day Money-Back Guarantee. If you do not see measurable progress from our credit restoration efforts within the first 90 days, we'll refund your program fees in accordance with the terms of our guarantee.
Is the consultation call really free?
Absolutely. Your consultation is 100% free and comes with no obligation. During our 30–45 minute conversation, we'll take the time to understand your unique situation, answer your questions, and discuss the options available to help you reach your financial goals. Whether you decide to work with us or not, you'll leave with valuable insights and a clearer path forward. No pressure, no sales tactics—just honest, professional guidance.
Do I have to sign up after the consultation call?
No. There is absolutely no obligation to sign up after your consultation. Our goal is to understand your situation, answer your questions, and help you identify the best path forward. If we believe one of our services can help, we'll explain your options and let you decide. If not, we'll do our best to point you in the right direction. Either way, you'll leave the call with valuable information and a clearer understanding of your next steps.
What areas do you serve?
We proudly serve individuals, families, and businesses throughout the state of Texas. Whether you're looking to improve your credit, access funding, reduce debt, or strengthen your financial future, our team is here to help. We offer convenient consultations by phone or video call, making it easy to get expert guidance no matter where you're located in Texas.
How do I get started?
Ready to take the next step? Sign up today or schedule a free consultation to discuss your situation and explore your options. You can also call our office anytime, 24/7, at (XXX) XXX-XXXX. We're here to answer your questions, provide guidance, and help you find the best path forward. No pressure. No obligations. Just a team that genuinely wants to help.
Claim Your 100% Free Credit Analysis & Find Out What's Possible Before You Spend A Dollar
Get a clear look at what may be holding your credit back before you spend a dollar. During your free credit analysis, we’ll review your situation, identify negative items that may be inaccurate, outdated, or unverifiable, and explain what options may be available to help you move forward with confidence.
Get a clear look at what may be holding your credit back before you spend a dollar. During your free credit analysis, we’ll review your situation, identify negative items that may be inaccurate, outdated, or unverifiable, and explain what options may be available to help you move forward with confidence.
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